Insights from financial science suggest you should direct your investment efforts to the things you can control. These include taking account of your own preferences and sensitivities when choosing investment strategies, diversifying your allocation to moderate the ups and downs, being mindful of the impact of fees, and exercising discipline when emotions threaten to blow you off course.
Inflation is an important consideration for many long-term investors. By combining the right mix of growth and risk management assets, investors may be able to blunt the effects of inflation and grow their wealth over time.
There are several considerations to make regarding your retirement plan required minimum distributions, and the changing laws and numerous exceptions do not make the decision any easier.
A key part of a good long-term investment experience is being able to stay with an evidence-based investment philosophy, even during unsettled times. A strategic, transparent investment approach backed by decades of academic research is the answer to being prepared to face uncertainty and that approach has historically captured the long-term returns of capital markets most effectively.
The Tax Cuts and Jobs Act of 2017 enacted last December provided the most sweeping changes to the US tax code in more than 30 years. It included more than 500 pages. Here is a quick overview of the changes and details on how they may affect your taxes.
Double digit declines are common and don’t usually mean a loss for the year. The average peak-to-trough pullback in a year is -13.8%. Thus far in 2018, global stocks are in 'correction' mode and down -10% from their peak.
For a number of investors, 2017 was a paradox. The harder they tried to enhance their results by paying close attention to current events, the more likely they failed to capture the rate of return the capital markets offered.
Unlike stocks or bonds, it is not clear that bitcoins offer investors positive expected returns. Unlike government bonds, they don’t provide clarity about future wealth. And, unlike holding cash in fiat currencies, they don’t provide the means to plan for a wide range of near-term known expenditures. Because bitcoin does not help achieve these goals, we believe that it does not warrant a place in a portfolio designed to meet one or more of such goals.
As 2017 draws to a close, it is time to consider year-end strategies and begin organizing your finances for the New Year. To help you get started, we've put together a list of key planning items to consider.
If you are considering year-end gifts to children or grandchildren this November or December, the IRS continues to allow gifts of up to $14,000 annually or $28,000 if given jointly with your spouse without triggering gift tax consequences.