Financial + Investment + Retirement Blog

As 2019 draws to a close, it is time to consider year-end financial planning strategies and begin considering what approach to take for 2020.

HSA plans offer triple tax-free benefits: money is deposited on a pre-tax basis, grows tax-free and can be withdrawn without paying taxes as long as the money is spent on health and medical expenses. In addition, an HSA does not require future Required Minimum Distributions (RMDs) at age 70 ½ like IRAs and 401(k)s.

Even though 529 plans are evolving into estate planning tools and expanding to cover K-12 costs, their original purpose as a savings plan for college will continue to be their primary benefit.

Investors should understand that IPOs have generally underperformed broader market benchmarks in recent decades and their fundamental characteristics suggest lower expected returns.

If you have investment accounts at USAA, you’re likely asking yourself, “What does Schwab's acquisition of USAA mean to me?” Even though you had no input in the decision doesn’t mean you’re not entitled to answers to some basic questions.

While favorable timing is theoretically possible, there isn’t much evidence that suggests it can be done reliably, even by professional investors.

A well-diversified global portfolio can help capture the returns of markets around the world and deliver more reliable outcomes over time.

The ABLE account was created to offer a better quality of life for those with qualifying disabilities.

News headlines are often written to grab attention. A headline publicizing a 500-point move in the Dow may trigger an emotional response and, depending on the direction, sound either exciting or ominous enough to warrant reading the article. However, after digging further, we can see that the insights of such headlines offer limited information.